Required monthly SIP
4,076Starting SIP for 15y with 5% annual step-up.
SIP Goal Calculator
Estimate the monthly SIP needed for a target corpus, or project a corpus from monthly investments, expected return, and annual step-ups.
Target status
On trackTarget corpus: 2,500,000.
Total invested
1,055,548Includes current investment and 1,055,548 from SIPs.
Estimated growth
1,444,452Monthly return: 0.95%.
Corpus projection
Balance after monthly growth and SIP contribution.
Start7y 6m15y
Yearly breakdown
Year 1
Closing 51,552- Opening
- 0
- Invested
- 48,917
- Growth
- 2,635
- Closing
- 51,552
Year 2
Closing 111,868- Opening
- 51,552
- Invested
- 51,362
- Growth
- 8,953
- Closing
- 111,868
Year 3
Closing 182,128- Opening
- 111,868
- Invested
- 53,930
- Growth
- 16,330
- Closing
- 182,128
Year 4
Closing 263,661- Opening
- 182,128
- Invested
- 56,627
- Growth
- 24,906
- Closing
- 263,661
Year 5
Closing 357,962- Opening
- 263,661
- Invested
- 59,458
- Growth
- 34,843
- Closing
- 357,962
Year 6
Closing 466,712- Opening
- 357,962
- Invested
- 62,431
- Growth
- 46,319
- Closing
- 466,712
Year 7
Closing 591,802- Opening
- 466,712
- Invested
- 65,553
- Growth
- 59,537
- Closing
- 591,802
Year 8
Closing 735,357- Opening
- 591,802
- Invested
- 68,830
- Growth
- 74,724
- Closing
- 735,357
Year 9
Closing 899,765- Opening
- 735,357
- Invested
- 72,272
- Growth
- 92,136
- Closing
- 899,765
Year 10
Closing 1,087,711- Opening
- 899,765
- Invested
- 75,886
- Growth
- 112,060
- Closing
- 1,087,711
Year 11
Closing 1,302,209- Opening
- 1,087,711
- Invested
- 79,680
- Growth
- 134,818
- Closing
- 1,302,209
Year 12
Closing 1,546,645- Opening
- 1,302,209
- Invested
- 83,664
- Growth
- 160,772
- Closing
- 1,546,645
Year 13
Closing 1,824,822- Opening
- 1,546,645
- Invested
- 87,847
- Growth
- 190,330
- Closing
- 1,824,822
Year 14
Closing 2,141,010- Opening
- 1,824,822
- Invested
- 92,239
- Growth
- 223,948
- Closing
- 2,141,010
Year 15
Closing 2,500,000- Opening
- 2,141,010
- Invested
- 96,851
- Growth
- 262,139
- Closing
- 2,500,000
| Year | Opening | Invested | Growth | Closing |
|---|---|---|---|---|
| 1 | 0 | 48,917 | 2,635 | 51,552 |
| 2 | 51,552 | 51,362 | 8,953 | 111,868 |
| 3 | 111,868 | 53,930 | 16,330 | 182,128 |
| 4 | 182,128 | 56,627 | 24,906 | 263,661 |
| 5 | 263,661 | 59,458 | 34,843 | 357,962 |
| 6 | 357,962 | 62,431 | 46,319 | 466,712 |
| 7 | 466,712 | 65,553 | 59,537 | 591,802 |
| 8 | 591,802 | 68,830 | 74,724 | 735,357 |
| 9 | 735,357 | 72,272 | 92,136 | 899,765 |
| 10 | 899,765 | 75,886 | 112,060 | 1,087,711 |
| 11 | 1,087,711 | 79,680 | 134,818 | 1,302,209 |
| 12 | 1,302,209 | 83,664 | 160,772 | 1,546,645 |
| 13 | 1,546,645 | 87,847 | 190,330 | 1,824,822 |
| 14 | 1,824,822 | 92,239 | 223,948 | 2,141,010 |
| 15 | 2,141,010 | 96,851 | 262,139 | 2,500,000 |
Frequently asked questions
No. All amounts are plain numbers, so the same inputs can represent any currency or unit.